i phone free Apps - Finance

Spending Lite – Expense Tracker
easy Apps to record your income and expenses.
if you are a simple person this is your choices.
yes, you can also set new account; cash, credit, banking…..
yes, Set to record monthly fixed income and expenses.
yes, you can view a report of income and expenses in different category
no, you can’t add category
my choice !


Cashtrails – Income and Expense Tracker Lite
to me this Apps might cause so confusing in recording of income and expense.
yes, you can also set new account; cash, credit, banking…..
yes, Set to record monthly fixed income and expenses.
not sure cant find it,  a report of income and expenses in different category 


iXpenselt Lite (expense + Income = Cash Flow & Budget)
A very detail record of different Account.
If you are a very accounting person this is for you.
yes, you can also set new account; cash, credit, banking…..
yes, Set to record monthly fixed income and expenses.
yes, you can view a very detail report of income and expenses in different category
yes, you can add category, with icon

Catching Your Financial Advisers, At the Right Time

A peek into the financial advisers/ planners/ consultants and insurance agents’ calendars, organizers and even their desks (with so many pin-ups and reminder notes), you will find that the worst time to meet them is during the final quarter of the year and December month itself.

And why so?

They will be (hush hush, desperately) rushing to achieve their targets and goals and company incentives since the insurance companies’ production year will be ending in the month of December. And as such, you may feel pressurized into buying from them or make a hasty decision to commit to a long-term life insurance plan without really doing a financial needs analysis.  And ut seems some may even throw ‘promotional rebates’ and ‘gift vouchers’ to entice you into signing on THEIR dotted lines. Boys and Gals, is this what financial planning should be about?

Do justice to your monies, at the right time with the right person.